When it comes to securing the right insurance coverage, choosing a reliable and reputable insurance provider is crucial. Whether you’re looking for personal insurance like auto, home, or life coverage, or commercial insurance to protect your business, finding an agency that understands your unique needs is key. In Lexington, Kentucky, there are numerous insurance companies offering a wide variety of policies designed to protect individuals, families, and businesses from unexpected risks. These companies are committed to delivering personalized service, competitive rates, and expert guidance to ensure you have the coverage you need when it matters most.
Lexington’s insurance market is diverse, with agencies ranging from local, family-owned businesses to large, national providers. Many of these companies have been in operation for decades, building strong relationships with their clients and the community. Whether you prefer the personalized touch of a small, independent agency or the comprehensive options provided by larger, more established firms, Lexington has plenty of choices to meet your insurance needs.
In this post, we’ll take a closer look at some of the leading insurance companies in Lexington, highlighting their services, years of experience, and contact information. From well-known names like State Farm and Allstate to trusted local agencies like Bluegrass Family Insurance and Kentucky Farm Bureau Insurance, each of these companies is dedicated to helping you navigate the often-complicated world of insurance with confidence. Whether you’re in need of car insurance, homeowners coverage, life insurance, or a specialized policy for your business, you’ll find a range of options tailored to your specific requirements.
In addition to providing details about the services offered by each agency, we’ve included essential information such as their physical address, phone number, email, website, and business hours. This will help you easily get in touch with the agency that best fits your needs. Our guide is designed to make your search for an insurance provider in Lexington as seamless as possible, whether you’re a new resident looking for local coverage or a long-time resident exploring better options.
Read on to discover some of the top insurance companies in Lexington and find the right coverage for you and your loved ones.
Sullivan Insurance Agency
Sullivan Insurance Agency is a well-established insurance provider located in Lexington, Kentucky. Founded in 1973, the agency has been serving the local community for over 50 years. They specialize in offering a wide range of insurance products, including auto, home, renters, farm, and RV insurance.
As an independent agency, Sullivan Insurance Agency works with multiple insurance companies to find the best coverage and rates for their clients. They pride themselves on their commitment to customer service, with a team of knowledgeable agents dedicated to meeting clients’ insurance needs.
Years in Business:
50+ years
Physical Address:
635 N Broadway, Lexington, KY 40508
Phone:
(859) 233-1637
Working Hours:
Monday – Friday: 8:30 AM – 5:30 PM
Saturday & Sunday: Closed
Renee Jackson Insurance Agency
Renee Jackson Insurance Agency is an independent insurance agency located in Lexington, Kentucky. Founded by Renee Jackson, who has nearly 30 years of experience in the insurance industry, the agency offers a wide range of insurance solutions for personal and business needs.
The agency is situated in Lexington, KY. They serve clients throughout Lexington, Louisville, and Central Kentucky, as well as in several other states including Colorado, Idaho, Indiana, Missouri, North Carolina, Ohio, Oklahoma, South Carolina, Texas, Tennessee, and West Virginia.
Renee Jackson Insurance Agency prides itself on providing personalized, one-on-one service to its clients. As an independent agency, they represent multiple insurance companies, allowing them to offer a variety of options tailored to each client’s specific needs. Their core coverages include home insurance, auto insurance, and business insurance, among others
The agency emphasizes its commitment to guiding clients through the insurance process step-by-step, ensuring they have the right coverage for their needs. With their extensive experience and dedication to customer service, Renee Jackson Insurance Agency aims to provide comprehensive insurance solutions to individuals and businesses in the communities they serve.
Years in Business:
30+ years
Physical Address:
795 Alysheba Way #1101, Lexington, KY 40509
Phone:
(859) 317-2217
Working Hours:
Monday – Friday: 9:00 AM – 5:00 PM
Saturday & Sunday: Closed
Bray & Oakley Insurance Agency
Bray & Oakley Insurance Agency is a well-established independent insurance agency with a rich history dating back to 1919. Founded by H.H. Oakley and Frank Oakley in Logan, West Virginia, the agency expanded its operations to Lexington, Kentucky in 2014.
With over 100 years of experience in the insurance industry, Bray & Oakley has built a reputation as one of the most trusted independent insurance agencies in the region. The agency serves clients throughout Kentucky and West Virginia, with offices in Lexington, Pikeville, and Richmond, KY, as well as Logan, Chapmanville, and Weston, WV.
Bray & Oakley offers a comprehensive range of insurance products and services, including:
- Home and Auto Insurance
- Life and Health Insurance
- ATV and Watercraft Insurance
- Commercial, Business, and Workers Compensation Insurance
- Mobile Home, Renters, and Condo Insurance
- Personal Umbrella Insurance
- Medicare Supplemental Insurance
- Specialty Insurances: Pet, Wedding, Classic Car, and more.
The agency prides itself on providing personalized service tailored to the unique needs of each client. Their motto, “Big Enough to Handle All Your Insurance Needs, Small Enough to Care,” reflects their commitment to combining extensive resources with individualized attention.
Key features of Bray & Oakley Insurance Agency include:
- Representation of top insurance carriers
- Comparison of coverages and quotes from multiple providers
- Expertise in both personal and business insurance
- Value-added benefits such as claims and risk management services
- A team of 22 staff members, all either licensed or working towards their insurance license.
The agency is led by Principal Agent and Vice President Michael Winter, who has over 16 years of insurance experience and holds an MBA from Marshall University. Winter is actively involved in the community, serving on various committees and boards.
With their long-standing presence in the industry, commitment to customer service, and comprehensive insurance offerings, Bray & Oakley Insurance Agency continues to be a leading choice for individuals and businesses seeking reliable insurance solutions in Kentucky and West Virginia.
Years in Business:
100+ years
Website:
https://brayandoakley.com/
Physical Address:
3061 Fieldstone Way, Suite 300, Lexington, KY 40513
Phone:
(859) 927-3743
Working Hours:
Monday – Friday: 9:00 AM – 5:00 PM
Saturday & Sunday: Closed
Greater Lexington Insurance Agency, Inc.
Greater Lexington Insurance Agency, Inc. is a well-established independent insurance agency located in Lexington, Kentucky. The agency specializes in providing comprehensive insurance solutions for a diverse clientele, including construction businesses, high net worth individuals, and other professionals throughout the state of Kentucky.
Founded on the principle that insurance is not a do-it-yourself endeavor, Greater Lexington Insurance Agency prides itself on its team of in-house insurance professionals who take the time to analyze clients’ needs and provide tailored solutions. They offer a wide range of insurance products, including business insurance, personal insurance, and employee benefits.
Some key features of Greater Lexington Insurance Agency include:
- Expertise in contractor and construction company insurance
- Specialized services for high-net-worth individuals
- Comprehensive commercial general liability insurance
- Commercial property insurance
- Commercial umbrella insurance with higher limits
Greater Lexington Insurance Agency represents multiple insurance carriers, including Auto-Owners Insurance and Acuity, allowing them to offer a variety of options to their clients. They serve clients throughout Kentucky, including areas such as Nicholasville, Georgetown, Versailles, Midway, and Wilmore.
The agency emphasizes its commitment to customer service and education. They strive to help clients make knowledge-based decisions by explaining coverage options thoroughly and focusing on ensuring clients understand their choices without having to do extensive research themselves.
Greater Lexington Insurance Agency has received positive reviews from clients, who praise their professionalism, knowledge, and responsiveness. They offer both personal and business insurance solutions, making them a one-stop shop for many clients’ insurance needs.
As an independent agency, Greater Lexington Insurance Agency positions itself as an advocate for its clients, offering personalized service and a wide variety of insurance solutions. Their local knowledge and expertise in various insurance products make them a trusted choice for individuals and businesses seeking comprehensive insurance coverage in the Lexington area and beyond.
Years in Business:
40+ years
Website:
https://greaterlexins.com/
Physical Address:
1066 Wellington Way, Lexington, KY 40513
Phone:
(859) 224-2477
Email:
info@greaterlexins.com
Working Hours:
Monday – Friday: 8:00 AM – 6:00 PM
Saturday & Sunday: Closed
Al Torstrick Insurance Agency
Al Torstrick Insurance Agency is a well-established independent insurance agency located in Lexington, Kentucky. Founded over 60 years ago, the agency has built a strong reputation for providing personalized insurance solutions to clients throughout Central Kentucky and beyond.
The agency offers a wide range of insurance products, including personal insurance, business insurance, and employee benefits. As an independent agency, Al Torstrick represents multiple insurance companies, allowing them to find the best coverage options and rates for their clients.
Key features of Al Torstrick Insurance Agency include:
- Extensive experience: With over 60 years in business, the agency has deep knowledge of the insurance industry and local market.
- Family-owned and operated: Three generations of the Torstrick family have been involved in the agency, emphasizing their commitment to long-term relationships with clients.
- Wide service area: While based in Lexington, they serve clients throughout Kentucky and are licensed in multiple states, including Florida, Georgia, Illinois, Indiana, Louisiana, Michigan, Missouri, North Carolina, Ohio, South Carolina, Tennessee, and Texas.
- Comprehensive insurance offerings: They provide personal, business, and employee benefits insurance solutions.
- Community focus: The agency is actively involved in giving back to the local community.
The agency is led by President Allison Torstrick Johnson, CPA, MBA, and Vice President Robert Blain. They have partnerships with numerous insurance carriers, including Acuity, Auto-Owners, Chubb, Progressive, Travelers, and many others.
Al Torstrick Insurance Agency prides itself on its client-first approach, experienced agents, and commitment to finding tailored insurance solutions that fit each client’s unique needs and budget. They emphasize the importance of understanding their clients’ risks and providing peace of mind through reliable coverage.
Years in Business:
60 years
Website:
https://altorstrick.com/
Physical Address:
343 Waller Avenue, Suite 101, Lexington, KY 40504
Phone:
(859) 233-1461
Email:
info@altorstrick.com
Working Hours:
Monday – Friday: 8:00 AM – 4:30 PM
Saturday & Sunday: Closed
Heritage Insurance Agency
Heritage Insurance Agency is an independent insurance agency serving Lexington, Kentucky and the surrounding areas, including Georgetown, Nicholasville, and Versailles. The agency specializes in providing customized insurance solutions for individuals and businesses.
Heritage Insurance offers a wide range of insurance products, including:
- Auto insurance
- Home insurance
- Business insurance
- Disability insurance
- Life insurance
- Workers’ compensation insurance
As an independent agency, Heritage Insurance has the flexibility to work with multiple insurance carriers, allowing them to find the best coverage options and rates for their clients. They emphasize their commitment to providing excellent service and overall satisfaction to their customers.
The agency prides itself on being auto insurance specialists, offering comprehensive coverage options to protect clients against damage, injury, and liability arising from collisions. They work to balance adequate coverage with affordable premiums, leveraging their relationships with various insurance companies to find the best deals for their clients.
Heritage Insurance also focuses on making life insurance accessible and easy to understand for their clients. They emphasize the importance of life insurance in providing financial security for loved ones and helping to cover expenses such as mortgages, debts, and future milestones.
For businesses, Heritage Insurance offers workers’ compensation coverage, which is a state-mandated program. They work to deliver cost-effective solutions that cover medical expenses and lost wages arising from work-related illnesses or injuries, as well as recovery services to help employees return to work.
The agency provides several convenient services for their clients, including:
- Online claim reporting
- Insurance card requests
- Free insurance quotes
With their focus on personalized service, diverse insurance offerings, and commitment to finding the best coverage options for their clients, Heritage Insurance Agency positions itself as a comprehensive insurance solution provider for residents and businesses in the Lexington area and surrounding counties.
Years in Business:
24 years
Website:
https://heritageinsuranceky.com/
Physical Address:
3306 Clays Mill Rd Ste 106, Lexington, KY 40503
Phone:
(859) 219-1122
Email:
alex@heritageinsuranceky.com
Working Hours:
Monday – Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 3:30 PM
Saturday & Sunday: Closed
Carpenter Insurance Group, LLC
Carpenter Insurance Group, LLC is an independent insurance agency located in Lexington, Kentucky. Founded on July 3, 2016, the agency was established with the vision of providing affordable and comprehensive insurance solutions to families across Kentucky.
The agency is locally owned and operated, with a strong commitment to serving the Lexington area and the broader Bluegrass region. Carpenter Insurance Group specializes in offering a wide range of insurance products, including home, auto, life, and business insurance.
As an independent agency, Carpenter Insurance Group represents multiple carefully selected insurance companies. This approach allows them to prioritize their clients’ needs and match them with the most suitable carriers and coverage options.
They emphasize their ability to shop within their network of trustworthy providers on behalf of their customers, aiming to find policies that meet both coverage needs and budget constraints.
The agency is led by Chase Carpenter, the owner, who has a background in finance and a passion for educating clients about the importance of proper insurance coverage. Chase is a graduate of the University of Kentucky with a degree in Business Administration Finance and was previously a member of the University of Kentucky Golf Team.
Carpenter Insurance Group prides itself on its customer-focused approach. They strive to simplify the insurance purchasing process by breaking down complex terms into easily understandable language. Their team of insurance professionals is dedicated to providing quality service and maintaining long-term relationships with their clients.
The agency offers personalized consultations to discuss clients’ immediate needs and address any questions or concerns. They aim to take away the hassle and stress often associated with purchasing insurance by carefully evaluating each customer’s unique situation.
Their commitment to finding the best coverage options for their clients, combined with their local knowledge and personalized service, positions them as a trusted insurance provider in the Lexington area and throughout Kentucky.
Years in Business:
8 years
Website:
https://www.carpenterinsurancegroup.com/
Physical Address:
141 Prosperous Pl Suite 26, Lexington, KY 40509
Phone:
(859) 202-3656
Email:
chase@carpenterinsurancegroup.com
Working Hours:
Monday – Friday: 9:00 AM – 4:30 PM
Saturday & Sunday: Closed
Real Good Group
Real Good Group, now part of SeibertKeck Insurance Partners, is a prominent independent insurance agency serving Lexington and Central Kentucky. The agency specializes in providing comprehensive insurance solutions for home, auto, and business needs.
As a top 100 independent insurance agency recognized by Insurance Journal, Real Good Group has established itself as a leader in the industry. Their local presence in Lexington is complemented by national capabilities, allowing them to offer a wide range of insurance products and services to meet diverse client needs.
One of the key features that sets Real Good Group apart is their proactive approach to insurance shopping. They actively review and shop for their clients’ insurance policies each year, ensuring that customers always have access to the best coverage options and rates available in the market.
The agency boasts access to regional, national, and international insurance markets. This extensive network allows them to find tailored solutions for even the most complex insurance requirements, providing clients with a broad spectrum of choices.
Real Good Group takes pride in their reliable in-house claims service, which is available 24/7/365. This commitment to round-the-clock support ensures that clients receive assistance whenever they need it, reinforcing the agency’s promise: “When something happens, we’re there.”As part of SeibertKeck Insurance Partners, Real Good Group combines the personalized service of a local agency with the resources and capabilities of a larger organization. This partnership enhances their ability to serve as trusted insurance advisors for all coverage requirements.
The agency emphasizes a client-centric approach, prioritizing the needs and preferences of their customers in every interaction. This focus on customer satisfaction, coupled with their industry expertise and comprehensive service offerings, positions Real Good Group as a go-to insurance provider for residents and businesses in Lexington and Central Kentucky.
By choosing Real Good Group, clients gain access to a team of experienced professionals dedicated to finding the best insurance solutions, providing ongoing support, and ensuring peace of mind through reliable coverage and responsive service.
Years in Business:
5+ years
Website:
https://www.ip-sk.com/rgg/
Physical Address:
2201 Regency Rd Ste 701, Lexington, KY 40503
Phone:
(859) 203-5353
Working Hours:
Monday – Friday: 8:00 AM – 5:00 PM
Saturday & Sunday: Closed
Integrity Insurance Group, LLC
Integrity Insurance Group, LLC is an independent insurance agency located in Lexington, Kentucky. The agency specializes in providing personalized insurance solutions for individuals and businesses in Kentucky, with a focus on building strong relationships with their clients.
- Services: Integrity Insurance Group offers a wide range of insurance products, including auto, home, life, and business insurance coverage.
- Independent agency: As an independent agency, they have the flexibility to work with multiple insurance carriers to find the best coverage options for their clients.
- Client-focused approach: The agency emphasizes building relationships with clients and understanding their unique needs to provide personalized insurance solutions.
- Educational focus: Integrity Insurance Group prioritizes educating their clients about their coverage options, ensuring that customers fully understand their policies and feel confident in their protection3.
- Local expertise: The agency is deeply rooted in the local community, with owner Tamron Manning being born and raised in Georgetown, KY.
The agency’s mission statement emphasizes their commitment to understanding clients’ needs and providing tailored coverage to protect against potential risks. They pride themselves on offering prompt, professional service and being an integral part of the local community.
Integrity Insurance Group’s approach to insurance is based on the belief that insurance is not a one-size-fits-all product. They focus on getting to know their clients personally to develop unique plans that address individual needs.
For those seeking insurance solutions in Lexington and the surrounding areas of Kentucky, Integrity Insurance Group offers a combination of local knowledge, personalized service, and access to a variety of insurance products to meet diverse client needs.
Years in Business:
5+ years
Website:
https://integrityinsgrp.com/
Email:
service@integrityinsgrp.com
Physical Address:
1500 Leestown Rd Ste 228, Lexington, KY 40511
Phone:
(859) 800-4946
Working Hours:
Monday – Friday: 9:00 AM – 5:00 PM
Saturday & Sunday: Closed
Bluegrass Family Insurance
Bluegrass Family Insurance is a locally-owned, independent agency that has been serving Lexington and the surrounding areas for over 15 years. Their mission is to provide clients with the peace of mind that comes with having comprehensive and personalized insurance coverage. Bluegrass Family Insurance offers a wide range of products, including home, auto, life, health, and commercial insurance policies. What sets them apart is their commitment to personalized service — they take the time to understand each client’s unique needs and tailor insurance solutions accordingly. Bluegrass Family Insurance believes in building long-term relationships with clients and prides itself on providing exceptional customer service, offering detailed consultations, policy reviews, and guidance on claims processes.
Website:
www.bluegrassfamilyinsurance.com
Years in Business:
15 years
Physical Address:
205 E Reynolds Rd, Suite 140, Lexington, KY 40517
Phone:
(502) 558-8975
Email:
info@bluegrassfamilyinsurance.com
Working Hours:
Monday – Friday: 9:00 AM – 5:00 PM
Saturday & Sunday: Closed
Kentucky Insurance Agency
Kentucky Insurance Agency has been a trusted name in Lexington for over 30 years. The agency provides a broad range of insurance products including auto, home, life, health, business, and liability coverage. As an independent agency, they work with multiple insurance carriers, allowing them to offer competitive rates and tailored solutions to meet the specific needs of individuals and businesses alike. Kentucky Insurance Agency is known for its customer-first approach, ensuring every client is matched with the best coverage for their budget and risk profile. In addition to personal lines, the agency specializes in helping small businesses secure commercial insurance, worker’s compensation, and liability coverage. They pride themselves on being a long-term partner for their clients, providing expert advice and comprehensive support throughout the insurance lifecycle.
Website:
www.kentuckyinsurance.com
Years in Business:
30 years
Physical Address:
2700 Old Rosebud Rd, Suite 200, Lexington, KY 40509
Phone:
(859) 264-7464
Email:
info@kentuckyinsurance.com
Working Hours:
Monday – Friday: 8:30 AM – 5:00 PM
Saturday & Sunday: Closed
Kentucky Farm Bureau Insurance – Fayette County
Kentucky Farm Bureau Insurance has been serving Lexington and surrounding areas for more than 75 years, offering comprehensive insurance services. The agency focuses on providing high-quality coverage to individuals, families, and businesses across the state. From auto and home insurance to life and farm policies, Kentucky Farm Bureau Insurance prides itself on offering personalized service and tailored coverage. Their agents work closely with clients to understand their specific needs and guide them toward the right policies. In addition to insurance, they offer financial services such as annuities and retirement planning.
Website:
www.kyfb.com
Years in Business:
75+ years
Physical Address:
1316 Versailles Rd, Lexington, KY 40504
Phone:
(859) 252-3661
Email:
fayetteagency@kyfb.com
Working Hours:
Monday – Friday: 8:30 AM – 5:00 PM
Saturday & Sunday: Closed
Reisert Insurance
Reisert Insurance has been a family-owned and operated agency in Lexington since 1995. They specialize in providing auto, home, renters, and business insurance, with a strong emphasis on delivering personalized service to their clients. The agency works with a wide range of insurance carriers, giving them the flexibility to find the right coverage at competitive rates. Whether you are looking for standard policies or specialized insurance for high-risk items, Reisert Insurance has the expertise and experience to help. Their friendly team focuses on creating long-lasting relationships with their clients and assisting with claims efficiently.
Website:
https://www.reisert.com/
Years in Business:
29 years
Physical Address:
1700 UPS Drive, Suite 106, Louisville, Kentucky 40223
Phone:
(502) 253-1580
Email:
info@reisert.com
Working Hours:
Monday – Friday: 9:00 AM – 5:00 PM
Saturday & Sunday: Closed
TruePoint Insurance
TruePoint Insurance is a modern, technology-driven insurance agency serving Lexington and the broader Kentucky area. Established in 2010, TruePoint offers auto, home, renters, and commercial insurance with a focus on providing fast and convenient services through their online platforms. They are dedicated to making insurance simple and accessible, offering instant quotes, online policy management, and a customer portal for easy access to coverage details. The agency partners with numerous top-tier insurance carriers to give clients competitive pricing options. Their innovative approach, combined with personalized support from their agents, ensures that clients receive the best protection for their needs.
Website:
www.insuringky.com
Years in Business:
14 years
Physical Address:
628 Main St, Shelbyville, KY 40065
Phone:
(502) 410-5089
Email:
info@truepointinsurance.com
Working Hours:
Monday – Friday: 8:30 AM – 5:00 PM
Saturday & Sunday: Closed
ISU Insurance and Investment Group
ISU Insurance and Investment Group is a full-service insurance agency that has been serving the Lexington community for over 20 years. They offer a comprehensive suite of insurance solutions, including auto, home, life, and business insurance, along with investment and retirement planning services. The agency prides itself on taking a consultative approach, helping clients understand their coverage options and choose policies that protect their financial future. ISU Insurance is well-regarded for its personalized customer service, offering policy reviews and claims assistance that go beyond the basics.
Website:
www.isuinsurance.com
Years in Business:
20+ years
Physical Address:
100 W Vine St, Lexington, KY 40507
Phone:
(859) 252-4571
Email:
info@isuinsurance.com
Working Hours:
Monday – Friday: 8:30 AM – 5:00 PM
Saturday & Sunday: Closed
Hometown Insurance Group
Hometown Insurance Group is a highly rated, independent insurance agency that has been serving Lexington for more than 15 years. The agency provides a wide range of personal and commercial insurance products, including auto, homeowners, renters, business, and life insurance. Known for their commitment to customer service, Hometown Insurance Group strives to offer competitive rates by working with multiple leading insurance carriers. They focus on building lasting relationships with clients and ensuring that each policy is tailored to individual needs, making insurance simple and stress-free for their customers. Additionally, they offer free policy consultations and claims support to ensure maximum satisfaction.
Website:
www.hometowninsurancegroup.com
Years in Business:
15+ years
Physical Address:
474 W New Circle Rd, Suite 200, Lexington, KY 40511
Phone:
(859) 543-0600
Email:
info@hometowninsurancegroup.com
Working Hours:
Monday – Friday: 9:00 AM – 5:00 PM
Saturday & Sunday: Closed
Lexington Insurance Agency
Lexington Insurance Agency has been proudly serving the community since 1972, offering both personal and commercial insurance solutions. Their offerings include home, auto, life, and business insurance. With a strong reputation for building long-term client relationships, Lexington Insurance Agency takes a consultative approach to helping clients navigate the complexities of insurance. Their agents work closely with clients to find the right policies for their specific needs, ensuring comprehensive coverage at competitive rates.
Website:
www.lexingtoninsuranceagency.com
Years in Business:
50+ years
Physical Address:
1410 Versailles Rd, Suite 4, Lexington, KY 40504
Phone:
(859) 252-6028
Email:
info@lexingtoninsuranceagency.com
Working Hours:
Monday – Friday: 8:30 AM – 5:00 PM
Saturday & Sunday: Closed